Got a burning question ask us

Author Archive for: ‘simon’

Complacency costs – sitting on your hands costs big time on previously transferred pensions

Getting your UK pension to New Zealand probably seemed like mission at the time, so you don’t have a desire to revisit that pain again in a hurry. But there are two startling issues that should have everyone dusting off their New Zealand Scheme pension documents to see if they are getting a fair deal: Schemes being run by the …

Read More

£15bn sexism case puts UK pension transfers on hold

  OK so there’s been a big and boring legal stoush going on in the UK… the upshot of which is that UK pension schemes trustees are now in a quandary and stopping lots of pension transfers. That can suck if you, through no fault of your own, are caught in the cross-fire.   Basically the case is about a …

Read More

Exchange rate spikes and how to take advantage

Brexit, Trump and so much more, it seems that everyday is a rollercoaster on the exchange rate front. With so much uncertainty there is always a temptation to wait things out until calmness prevails, see what things will look like after Brexit or once Trump losses control of the house of representatives.   Our years of experience tell us that …

Read More

Demystifying FCA advice for final salary pensions

Every final salary pension transfer over £30,000 needs FCA advice ack in 2016 the Financial Conduct Authority (FCA) made it complusory for anyone wishing to transfer a final salary pension scheme where the transfer value was over £30,000 to obtain FCA advice. Over time the FCA have become more and more prescriptive about the form of this advice. The reason …

Read More

Siege mentality of UK pension providers making transfers hard

UK pension providers appear to be grinding slowly to a halt on all pension transfers as walls go up and a seige mentality grips them. Emboldened by UK regulators effectively stating “that money in UK pensions should stay in UK pensions”, UK providers are throwing up as many roadblocks as they can for people wanting to legitimately move their pensions. …

Read More

People vote for control: The Great British pensions cash out

People of all ages are getting out of their final salary and defined benefit pensions in the UK, and the numbers are unprecedented. Spurred on by massive pension valuations, attractive incentives, failing companies and flexible access 80,000 people transferred last year, and 120,000 are estimated to follow this year.   The Pensions Regulator’s estimated 80,000 defined benefit transfers occured from …

Read More

UK pension administrator claim pension Transfer Values steadily falling

Xafinity1 produce a monthly pension transfer value index, where it’s actuaries (read smart math’s people) calculate what the value of someone’s pension would be worth if they were to transfer it out.   The Xafinity Transfer Value Index tracks the transfer value for a final salary scheme to a 64 year-old member entitled to a pension of £10,000 each year …

Read More

Taking Control Part 1: A few numbers rule your retirement

    We are writing about control, because we spend much of our lives faced with things that are out of our control. Governments make decisions we have no say in, traffic congestion, the cost of fuel, the weather…the list goes on and on.   Recently we’ve talked of the perilous state of the UK pensions industry and the huge …

Read More

UK expats and returning Kiwis advised to transfer personal pensions before Brexit

British expats and Kiwis who’ve left their personal pension back in the UK are being advised to transfer it before Brexit kicks in.   The advice is aimed not just at UK expats already living in New Zealand, but also to those planning to emigrate in the near future.   It’s being spurred by increasing concern over the viability of …

Read More

Advisers scamming NZ and OZ based UK pension holders

For years the New Zealand regulator has been building a strong regulatory regime to protect people from bad advice and worse investments. One of the first principles in this protection is a ban on cold calls selling financial services.   A second principle is giving a fair and balanced view in advice.   So if you are cold called telling …

Read More

Page 1 of 41234»

NZ free phone:0800 102 599 / OZ Free Phone:1800 857 410 / Email:info@qropsnz.com

very stress free

Thank you Cambel for your help and guidance throughout this process in getting my pension transferred (very stress free for me). It is greatly appreciated and I would certainly recommend you and Charter Square to others who are interested in transferring their pension.

David R, New Zealand

You guys rock!

I just wanted to say a great big thank you to you and your team. You are all totally awesome. I received a cheque yesterday from the Prudential to apologise for the ‘recent inconvenience’ that I had experienced. Thank you for doing this for me. You guys rock!

Noelle B, New Zealand

professional, insightful

Charter Square were professional, insightful and a pleasure to work with. They rose to the challenge of consolidating my overseas pensions and bringing them home with minimum fuss for me and maximum effort on their part.

Jens H, New Zealand

thorough, professional and prompt

Very thorough, professional and prompt service from the team at Charter Square. Thanks for making the bewildering world of pension transfers super simple.

Jules T, New Zealand

Best party to deal with

Thank you kindly for keeping in touch with me. For now, I will not be moving my pension. I will however be keeping your details and referring back to you when I wish to pursue. You by far are the best party to deal with, no nonsense, professional and in my opinion genuine. I do sincerely thank you for your advice to date.

GE, New Zealand

Freedom

Securing the freedom to use savings that are actually ours to work with has been stressful in the extreme. While I never planned on giving up there were many times when the current (UK) holder made the whole process seem well beyond my determination and ability. It’s easy to look at the 36 month history of this claim with the benefit of hindsight, but the conclusion is that employing Charter Square in the first instance would have been wise had I been able to anticipate the red-tape that appears to have been deliberately created to stall access.

CP, Auckland
/* ]]> */