Can I organise a transfer to a QROPS myself?

The process of arranging a transfer from a UK pension scheme to a QROPS can be complex and time-consuming with considerable scope for errors and delays.
 
The majority of QROPS providers will only allow pension transfers through their appointed intermediaries as they can take greater reliance in the new world of anti-money laundering and counter terrorism financing requirements for client due diligence. And if you try and “go direct” you may pay more in terms of provider fees as some intermediaries will have negotiated a reduction from the published fee scale.
 
Furthermore, if you have a defined benefit/final salary scheme that has a cash equivalent transfer value of over £30,000 you must get advice from an FCA (Financial Conduct Authority) regulated adviser before the transfer can proceed.